Kiwanis Visa Rewards

Carry Kiwanis with you wherever you go and earn rewards while shopping. How? By using a Kiwanis-branded affinity credit card for personal and club-related purchases.

Upon opening a card, you’ll receive a gift code to the Kiwanis Family Store for $301. That’s not all! When you continue using the card, Commerce Bank will contribute a percentage of all Net Merchandise Purchases2 to the Kiwanis Children’s Fund. It’s another way to make serving children part of your everyday life.

You’ll also receive these benefits:

  • Earn unlimited 1% Cash Back3! A Cash Back redemption is applied as a statement credit.
  • Earn 2% and 3% Cash Back3 for purchases in select categories4.
  • No Annual Fee!
  • View your FICO® Score for free on your monthly credit card statement5.

1 Subject to credit approval. By applying for the Kiwanis Visa Rewards, you are authorizing Commerce Bank to share information with Kiwanis International to fulfill the online gift code. Kiwanis International will be notified of your account opening, and when you qualify for the online gift code. Kiwanis International is responsible for fulfillment. Please allow up to 60 business days to receive the online gift code. Limit one (1) $30 online gift code per Kiwanis Visa® Rewards account.

2 For every $100 in Net Merchandise Purchases made with this credit card, Commerce will contribute $0.25 to Kiwanis Children’s Fund. "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.

3 The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.

4 Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category. A maximum of 2,500 bonus points will be awarded per quarter, per rewards account.

5 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

 

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