Risk management

While planning fundraisers and activities, your club should keep an eye on safety to avoid accidents. Some activities inherently involve some risk. With others, the risks aren’t as obvious.

There’s a lot to know about risk management: what is covered by insurance and what is excluded, what activities require a waiver, and how to report a claim if an accident does occur. Use these tools to educate yourself and others on how to protect participants physically and protect your club financially.

Risk management resources

District Risk Managers – 2024-25 (U.S. and Canada)
Youth protection
Background checks
Best practices for a club’s background check policy
Club Insurance Resource Guide — 2025-26 (General liability and Directors & Officers liability information)
COVID-19 Release of Liability and Assumption of Risk form
Directors and Officers Insurance
Certificate of Insurance — U.S. (2025-26)
Certificate of Insurance — Canada (2025-26)
Certificate of Insurance — request for additional insured wording
Hold Harmless Agreement
How to Report a Liability Claim
Incident Investigation Report
Safety Inspection (pre-event) Report
Optional Insurance (Club Crime and Club Accident) Resource guide – 2026-27
Risk Management Techniques
Sample Affirmation and Liability Release
Sample Waiver of Subrogation
Role of the Club Safety Coordinator